Factory Incentives for New 2019 Buick Encore AWD 4dr Sport Touring

As of 2020/02/25 | Location: Mills Motors Buick GMC Oshawa, ON L1G 1B5

Your Price: $27,485

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  • % of MSRP Cash Credit Program *

    Effective Dates: 2020-02-20 - 2020-03-01

    $4,730
    Incentive Details

    Group Affiliation: No Specific Group Affiliation

    Prev. Ownership: No Previous Ownership Requirement

    WHAT'S NEW:Attached is the list of VINs that are eligible for the % of MSRP Cash Credit program.NOTE: VINs must be included on the eligible VIN list to qualify for the incentive. Units that appear in the Dealers inventory, but are not shown on the VIN list, require email approval from the District Manager and Regional Manager to be included as an eligible VIN.REMINDER:GM Canada is pleased to extend the % of MSRP Cash Credit Program on select new 2019 and new 2020 MY Dealer inventory. Eligible VINs must be delivered and reported sold from February 1, 2020 to March 2, 2020 to qualify.A list of eligible inventory will be published as a revision to this HOL by END OF DAY February 3, 2020.NOTE: VINs must be included on the eligible VIN list to qualify for the incentive. Units that appear in the Dealers inventory, but are not shown on the VIN list, require email approval from the District Manager and Regional Manager to be included as an eligible VIN.Please note: Under the % of MSRP Cash Credit Program customers who purchase eligible vehicles will receive a cash credit based on up to X% of MSRP (X varies by model, see Section 4 below for % by model), however, the credit reimbursed to participating Dealers by GM Canada will be calculated based on up to X% of the Dealer Price (X varies by model, see Section 2-A, B, C, D, E below for % by model). Dealers may opt-out of this program. Dealers who do not opt out of the program agree that as a condition of receiving the % of Dealer Price credit they shall provide to the customer the applicable % of MSRP cash credit as advertised. Dealers who wish to opt-out of the program may do so by contacting retailpromos@gm.com with the following details by February 3rd, 2020:Message Title: Opt-out of 2020-541Dealership Name:Dealership Code:Eligible Costco Members who take delivery of an eligible 2020MY: Tahoe, Suburban, Yukon, Yukon XL, Escalade, Escalade ESV; or 2019MY: Encore, Envision, Enclave; under the % of MSRP Cash Credit Program from February 1, 2020 to March 2, 2020 receive a $500 Costco Shop Card (after submitting a Redemption Form on CostcoAuto.ca and completing a survey from Costco). Eligible Costco Members must have an active Costco membership since January 2, 2020 or prior, be a Canadian resident, hold a valid driver’s license and take delivery of an eligible vehicle in Canada at a participating GM Dealer. See HOL 2020-551 ($500 Costco Shop Card) for details.NOTE: Although this program is being offered on 100% of Dealer's current inventory of the eligible models listed below, VIN's must be included on the eligible VIN list to qualify for the incentive. Units of eligible models in the Dealer's inventory, but not shown on the VIN list, require email approval from their District Manager and Regional Manager to be included as an eligible VIN. Please note, % of Dealer Price credit will not be paid to the Dealer for VINs that are not on the eligible VIN list and VIN additions will not be accepted after the program end date. All vehicles reported and delivered prior to program start date, returned to stock, and delivered during program time frame to the original customer are not eligible to receive payment for the % of MSRP Cash Credit Program.A) 100% OF DEALER'S CURRENT INVENTORY OF THE FOLLOWING 2020 MODELS IS ELIGIBLE FOR A 12% CREDIT OF DEALER PRICE: CHEVROLET: TAHOE, SUBURBAN GMC: YUKON, YUKON XL CADILLAC: ESCALADE, ESCALADE ESV B) 100% OF DEALER'S CURRENT INVENTORY OF THE FOLLOWING 2019 MODELS IS ELIGIBLE FOR A 15% CREDIT OF DEALER PRICE: BUICK: ENCORE, ENCLAVE, ENVISION C) 100% OF DEALER'S CURRENT INVENTORY OF THE FOLLOWING 2019 MODELS IS ELIGIBLE FOR A 25% CREDIT OF DEALER PRICE: CHEVROLET: SILVERADO LD DOUBLE LIMITED GMC: SIERRA LD DOUBLE LIMITEDD) ELIGIBLE INVENTORY, % OF DEALER PRICE CREDIT & % OF MSRP CASH CREDIT LIST- A list of eligible VINs will be published by END OF DAY February 3, 2020.- The list will include all eligible VINs in the Dealer's inventory and in-transit as of February 1, 2020.- The list or eligible VINs will indicate the following credit amounts for each eligible VIN:- % of Dealer Price Credit - the credit that will be reimbursed to participating Dealers by GM Canada, calculated based on up to X% of the Dealer Price.- % of MSRP Cash Credit - the cash credit amount that participating Dealers will provide to customers who purchase eligible vehicles, based on up to X% of MSRP.- Credit Difference - the difference between the % of MSRP cash credit and the % of Dealer Price credit. Note: The Credit Difference amount noted on the eligible VIN list does not represent a credit that will be reimbursed by GM Canada. It is a reference for the difference between the credit that will be reimbursed to participating Dealers by GM Canada (Dealer Price Credit) and the credit amount that customers are eligible for by VIN (MSRP Cash Credit). % OF DEALER PRICE CREDIT:- GM will calculate the % of Dealer Price credit based on the original Factory Invoice, including LPO accessories, plus air conditioning charge, but excluding Destination Freight Charge (DFC). Upfit conversions, non-LPO and Dealer installed Accessories are excluded. The Dealer Price can be found on the original Factory Invoice, under 'TOTAL MODEL & OPTIONS'. Credit amounts by VIN will be shown in the list of eligible VINs to be published by end of day February 3, 2020. INVOICE AMOUNT TOTAL MODEL & OPTIONS 47883.00 DESTINATION CHARGE 1895.00 RETAIL EXCELLENCE PROGRAM 482.00 GOODS & SERVICES TAX 2513.00% OF MSRP CASH CREDIT:- GM Canada will calculate the % of MSRP cash credit based on the current equipped MSRP including LPO accessories showing on the customer's invoice, plus air conditioning charge, but excluding Destination Freight Charge (DFC). Upfit conversions, non-LPO and Dealer Installed Accessories are excluded. The % of MSRP cash credit amounts by VIN will be shown in the list of eligible VINs to be published by end of day, February 3, 2020. Dealers who do not opt-out agree that as a condition of receiving the % of Dealer Price credit they will provide to the customer the applicable % of MSRP cash credit as advertised.CREDIT DIFFERENCE:- GM Canada will calculate the credit difference between the calculated amounts of Dealer Price credit and % of MSRP cash credit.Note: The Credit Difference amount noted on the eligible VIN list does not represent a credit that will be reimbursed by GM Canada. It is a reference for the difference between the credit that will be reimbursed to participating Dealers by GM Canada (Dealer Price Credit) and the credit amount that customers are eligible for by VIN (MSRP Cash Credit).Although this program is being offered on 100% of Dealer's current inventory on the eligible models listed above, VINs must be included on the eligible VIN list to qualify for the incentive. Units of eligible models that appear in the Dealers inventory, but are not shown on the VIN list, require email approval from their District Manager and Regional Manager to be included as an eligible VIN. Please note, % of Dealer Price credits will not be paid to the Dealer for VINs that are not on the eligible VIN list and VIN additions will not be accepted after the program end date.- All vehicles reported delivered prior to the program start date, returned to stock, and delivered during program time frame to the original customer are not eligible to receive payment for the % of MSRP Cash Credit Program.E) OTHER PROGRAM GUIDELINES- A weekly VIN list update will be posted as a revision to this HOL.- Only VINs included on the list will be eligible for payment. Units that are not included in the eligible VIN list will be ineligible for the incentive without an email approval from Dealer's District Manager and Regional Manager.- Dealers do not need to send updates if a vehicle has been dealer traded. As long as the VIN appears on the list it is eligible for any Dealer to claim.- Current core incentives will continue to be available for units selected for this program but are not compatible with the % of MSRP Cash Credit Program.- This is a manufacturer-to-dealer allowance and is not compatible with any incentives except the GM CARD REDEMPTION POINTS PROGRAMS (2020-110), % OF MSRP CASH CREDIT PROGRAM - FINANCE RATE OFFER (2020-090), 2010-2012MY Equinox & Terrain Targeted Offer (HOL 2020-515) and $500 COSTCO SHOP CARD (HOL 2020-551). NOTE: All other BONUS PROGRAMS, CORPORATE; TARGETED; EMPLOYEE and CORE PROGRAMS are not compatible with the % of MSRP Cash Credit Program.- Upfit conversions, non-LPO and Dealer Installed Accessories are excluded from the % of Dealer Price credit and the % of MSRP cash credit calculation.- Demo or Business Elite units will be included in the VIN list but will not receive the Demo or Business Elite Program amounts and the % of MSRP Cash Credit Program. The Dealer must choose one or the other.- Company Car units will be paid based on the difference between the Company Car Allowance and the % of Dealer Price credit. F) DEALER WEBSITES:- The Digital Marketing Package Dealer Websites will be updated to promote the eligible VINs within the New Vehicle Inventory tool. Promotional assets will also be automatically populated to your Dealer Home page and those assets will link to the eligible vehicles in inventory to facilitate consumer vehicle searches. Please contact your ProCare Advocate with any questions or to discuss ways to further promote these vehicles on your website. Cash IncentiveMethod of application: * This is a manufacturer-to-dealer allowance; therefore, dealers must include this allowance on the salescontract before taxes have been calculated.CLAIMS:- Claims Paid To: Delivering Dealer- Automatic Delivery Credit: NO- Dealers OWB Enrollment Code: DGJ- Incentive Payment Code: DGK- Must Delivery Data be received prior to payment?: YES- Eligible for Incentive Protection (Factory orders)? NO- Deliveries that do not include DGJ will not be paid- Only VINs included on the list will be eligible for payment. Units that are not included in the eligible VIN list will be ineligible for the incentive without an email approval from Dealer's District Manager and Regional Manager.- Dealers must report the vehicle by March 2, 2020 to be eligible for this incentive.CLAIM TIMING:- Claims must be submitted via OWB within 60 days of the program end date. Claims submitted after 60 days will be rejected and will not be eligible for payment.- A manual claim form containing an authorization signature from both the District Manager and Regional Manager, as well as rationale as to why it was missed along with supporting documentation, is required for claims submitted after the 60 day deadline. DOCUMENTATION/AUDIT REQUIREMENTS:Dealers must retain the following in the customer file for GM Canada audit purposes:1. Copy of the Bill of Sale.2. Copy of the Factory Invoice*As per Privacy HOL 2014-708 ensure Dealers black out or otherwise render illegible, customer information from the driver’s license other than their name, address, signature, and photo (e.g. customer’s driver’s license number). Method of payment: Electronic Funds Transfer- Weekly Open Account Other program guidelines: PLEASE NOTE: A customer is considered a “Fleet Commercial Customer” if they:1. Have been assigned a Fleet Account Number; or,2. Would qualify for a Fleet Account Number.* These customers have the option of choosing either the Retail or Fleet incentive program(s).* The delivery must be reported using the appropriate “Fleet” or “Fleet Lease” Delivery Type regardless of the incentive(s) chosen.* All deliveries to Independent Lease Companies, (regardless of the end user) must be reported using the appropriate “Fleet” Delivery Type.* Fleet customers approved for the Competitive Assistance Program (CAP) are eligible for the greater of the program benefit (if eligible) or the approved CAP allowance.* Dealers are required to pass on the total incentive amount received to Fleet customers. General policy guidelines: In the GM Canada Dealer Sales and Service Agreement, Dealers agree NOT to deliver vehicles to entities notapproved for Resale. GM Canada does check names and addresses against the suspected exporters list (postedon Global Connect) prior to payment of this incentive. Accordingly, this program is not available to:* Used Vehicle Dealer* Wholesaler* BrokerReference HOL 2020-704 and revisions for complete details.It is the Dealer’s responsibility to read and understand the terms of any Home Office Letters (HOL) referredto in these program guidelines. Please contact the BARS Support Group if you would like to receive a copy ofany HOL. Contact your Regional representative regarding the interpretation of any HOL. Exceptions to any HOLor policy are only effective if made in writing and signed by your Regional Manager or designate.All HOL and related documents and information should be treated as Strictly Confidential and not disclosed orshared outside the dealership without the prior written consent of GM CANADA.GM CANADA reserves the right to amend or revoke this program at any time without prior notice. GM CANADAreserves the right to audit Dealer records and disqualify any amounts paid which do not qualify under theProgram Guidelines. GM CANADA will charge back to the Dealer any amounts paid on ineligible units.GM CANADA reserves the right to take actions instead of or in addition to those set out in this paragraph.Final decisions on all matters relating to the interpretation of any rule or aspect of this activity restsolely with GM CANADA.

Total Cash Back
$4,730

Finance this vehicle today!

CBG Subvented Finance Rate Program - Fixed/Prime - Excl. Quebec & BC * - Expires 2020-03-01

  • 0%
    48 Months
    $536.92
    $0.00 per Month per $1,000 Financed
  • 0%
    36 Months
    $715.89
    $0.00 per Month per $1,000 Financed
  • 0%
    84 Months
    $306.81
    $0.00 per Month per $1,000 Financed
  • 0%
    72 Months
    $357.94
    $0.00 per Month per $1,000 Financed
  • 0%
    60 Months
    $429.53
    $0.00 per Month per $1,000 Financed
* Payments are calculated based on 20% down payment. Eligibility and qualification restrictions may apply. More
CBG Subvented Finance Rate Program - Fixed/Prime - Excl. Quebec & BC
WHAT'S NEW?Finance rates on select vehicles have been revised. Please see section 4 of this home office letter and/orthe most recent incentive summary chart for more details.Reminder: GM Canada has updated the Dealer Proceeds section to reflect the following:· The bank shall forward proceeds to the Dealer (inclusive of the subvention cost).· It is imperative that Dealers report the delivery with the correct delivery type. In cases where the bank has forwarded proceeds to the Dealer in full against a VIN that is not eligible for finance subvention, i.e. missing delivery information, ineligible delivery type, incompatibility with previous claimed incentive code, etc. GM Canada will charge back Dealer the subvention amount included in the proceeds originally funded by the bank using the subvention codes below. Chargeback CodeScotiabank NSBRoyal Bank RBPTD Bank TDPChargebacks will include the reason for chargeback in an incentive memo. To have the chargeback reversed, Dealer must take corrective action per the chargeback memo and then contact the BARS Helpdesk to request the chargeback reversal. All chargeback reversals will be processed using subvention reversal code “SRC”. DETAILS & DEALER PROCESSThe Subvented Rate Finance Program is offered in conjunction with the Royal Bank of Canada (RBC), Scotiabank and Toronto Dominion (TD) Bank and applies to fixed rate transactions only. Participating Dealers must obtain financing through one of these banks and credit is subject to the bank's credit policies and approval.1. On the DealerTrack or RouteOne worksheet, from the financing type dropdown box, choose “Loan. (Do not select “GM Loan”)2. Prime applicants are eligible for the Fixed Rate Finance Rate Program.3. The following directions apply when entering information into the portal: - Start with the ‘Vehicle Selection’ (DTN)/’Sale Vehicle’ (RouteOne) partlet - Enter the amount equal to the original Factory Invoice [MSRP + Freight + Air Tax] in the MSRP Field (used to calculate subvention cap) - Choose ‘GM SUB’ from the program drop down selection - Dealers are required to provide the original Factory Invoice disclosing the MSRP value at the time of funding. DEALER PROCEEDS - The bank shall forward proceeds to the dealer (inclusive of the subvention cost). - It is imperative that dealers report the delivery with the correct delivery type. Note: Dealers are still required to claim for the Cash Delivery Allowance (NSC/CDT) via Order WORKBENCH (“OWB”). LOAN DESCRIPTIONS FOR SCOTIABANK ONLY - All consumer credit applications are to be sent to Scotiabank via either the Route One or DealerTrack system (DTN portal). - Scotiabank will assess the customer’s credit application first for Prime loan approval and will forward (Cascade) automatically to SDA via DTN for Non-Prime consideration should they not qualify under the Prime guidelines. Cascade is not available via RouteOne. - Direct Non-Prime application submission to Scotia Dealer Advantage is available through both DTN & RouteOne. PLEASE NOTE: Cascade to SDA via DTN will only occur if the dealer has informed SDA that the flow through should be activated. If the dealer does not have Cascade activated, the dealer may contact their local SDA or Scotiabank Area Sales Manager to be activated. Activations typically can be completed within 24 hrs. Please ensure a Cascade agreement has been executed to allow this process to occur. DEALER RESERVE - No dealer markup is allowed on Stackable Subvented Fixed (Prime) Finance Rates. PAYMENT FREQUENCIES - Customers may choose one of the following payment frequencies: monthly, weekly, biweekly, semi-monthly.- Loans can be paid in full or in part via a lump sum prepayment without penalty. RETAIL VS. BUSINESS CONSUMERS * Both Individual and Commercial customers with a qualified co-buyer are eligible. SCOTIABANK ONLY Please note that vehicles are to be used for personal and non-commercial use only. Scotiabank commercial applicant guidelines exclude the commercial use of a vehicle such as a taxicab, limousine, other public transportation purposes, driver’s education, police or fire department use, ambulance use, daily rental, auto leasing companies, dealer use or other fleet uses. Company Applicant with Personal Co-Borrower:If the company has been in business less than two years, they can still be approved without financial statements with a personal co-borrower under the following conditions: - Credit bureau of a personal co-borrower is A, B, C+ or C - Personal co-borrower TDSR is within guidelines - No negative history on commercial credit bureau - Legal documentation* Company Applicant without Personal Co-Borrower:If the company has been in business greater than two years and they do not wish to sign as personal co-borrower, they can still be approved without financial statements under the following conditions: - Satisfactory commercial credit bureau and D&B repayment history - Legal documentation*If your customer does not fit into the above two categories, Scotiabank will still adjudicate your customer on an exception basis, with the submission of financial statements within applicable guidelines.*Legal documentation includes, but is not limited to, evidence of self-employment if unincorporated), proof of signing authority, proof of correct legal name and completed Customer Identification Verification form. Cash IncentiveMethod of application: CLAIMS - Paid to: RBC/Scotiabank/TD - Automatic Delivery Credit? YES - OWB Payment Code for Royal Bank of Canada: RBP- OWB Payment Code for Scotiabank: NSB - OWB Payment Code for Toronto Dominion Bank (TD) TDP - Must Delivery Data be received prior to payment? YES- Eligible for Incentive protection (Factory orders): YES - Customer Acknowledgment form required? YES- Claims must be submitted via OWB within 60 days of the program end date. Claims submitted after 60 days will be rejected and will not be eligible for payment.- A manual claim form containing an authorization signature from both the District Manager and Regional Manager, as well as rationale as to why it was missed along with supporting documentation, is required for claims submitted after the 60 day deadline.NEW Chargeback Procedure: In cases where the bank has forwarded proceeds to the dealer in full against a VIN that is not eligible for finance subvention, i.e. missing delivery information, ineligible delivery type, incompatibility with previous claimed incentive code, etc. GM will charge back dealer the subvention amount included in the proceeds originally funded by the bank using the subvention codes below. Chargeback Code Scotiabank NSB Royal Bank RBP TD Bank TDP Chargebacks will include the reason for chargeback in an incentive memo. To have the chargeback reversed, dealer must take corrective action per the chargeback memo and then contact the BARS Helpdesk to request the chargeback reversal. All chargeback reversals will be processed using subvention reversal code “SRC”.DOCUMENTATION REQUIREMENTS:- Dealers are responsible for verifying customer eligibility. - Dealers must provide a copy of the following immediately upon completing the transaction. - Only copies of items that are asterisked (*) should be kept in the customer’s file (Deal Jacket) for GM Canada audit purposes: * Credit Application * Conditional Sales Contract/Contract of Sale by Installment * Personalized void cheque/Pre-Authorized Payment Form certified by borrower’s bank * Completed Customer Identification Verification Form AND (if required as a condition of approval) * copy of front and back of Driver’s License for each lessee showing the current address or * 2 other pieces of Government Issued ID for each lessee with legal name and current address * Proof of income (if requested) * original factory invoice (used to calculate subvention cap) * Bill of Sale * Loan Worksheet (from RouteOne or DealerTrack) * Copies of extended warranties and insurance policies if financed (as applicable showing the bank as Lien Holder) * Cash Purchase Discount – cost of borrowing form (if applicable) As per Privacy HOL 2014-708 ensure Dealers black out or otherwise render illegible, customer information from the driver’s license other than their name, address, signature, and photo (e.g. customer’s driver’s license number) Method of payment: N/A Other program guidelines: **PLEASE NOTE: A customer is considered a “Fleet Customer” if they, * Have been assigned a Fleet Account Number; or, * Would qualify for a Fleet Account Number. (see HOL 2012-409 for FAN eligibility requirements)* These fleet customers have the option of choosing either the Retail or Fleet incentive program(s). * Fleet customers approved for the Competitive Assistance Program (CAP) are eligible for the greater of the program benefit (if eligible) or the approved CA allowance* Dealers are required to pass on the total Fleet incentive amount received to Fleet Customers General policy guidelines: In the GM Canada Dealer Sales and Service Agreement, Dealers agree NOT to deliver vehicles to entities not approved for Resale. Accordingly, this program is not available to:* Used Vehicle Dealer* Wholesaler* BrokerReference HOL 2015-704 and revisions for complete details.It is the Dealer’s responsibility to read and understand the terms of any Home Office Letters (HOL) referred to in these program guidelines. Please contact the BARS Support Group if you would like to receive a copy of any HOL. Contact your Regional representative regarding the interpretation of any HOL. Exceptions to any HOL or policy are only effective if made in writing and signed by your Regional Manager or designate.All HOL and related documents and information should be treated as Strictly Confidential and not disclosed or shared outside the Dealership without the prior written consent of GM Canada. GM Canada reserves the right to amend or revoke this program at any time without prior notice.GM Canada reserves the right to audit Dealer records and disqualify any amounts paid which do not qualify under the Program Guidelines. GM Canada will charge back to the Dealer any amounts paid on ineligible units.

Disclaimer

Listed Incentives are available for registrations at Mills Motors Buick GMC located in Oshawa, ON. Information Provided by GMCA: Information is Reliable but not guaranteed. Finance Offers (APR) are available to qualified buyers subject to Credit Approval, not all buyers will qualify.

Contact Dealer for any program details, rules or Incentive Questions